12 THINGS TO CHECK BEFORE APPLYING FOR A CREDIT CARD

Check your credit score before applying for a credit card.

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Check eligibility criteria to avoid rejection. credit card.

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Keep your debt-to-income ratio low to increase your chances of approval. credit card.

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Understand the annual fees and compare them with other cards.credit card.

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Compare interest rates and opt for lower rates.

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Look for a card that offers rewards that suit your lifestyle and spending habits.

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Check for credit limit offered by the bank and choose the one that suits your needs.

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Be aware of hidden charges such as cash advance fees, late payment fees, etc.

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Check for good customer service provided by the card issuer.

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Look for a balance transfer facility with lower interest rates.

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Choose cards that offer features such as cashback, discounts, etc.

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Read the terms and conditions carefully before applying for a credit card.

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12 THINGS TO CHECK BEFORE APPLYING FOR A CREDIT CARD

Check your credit score before applying for a credit card.

Credit score

Check eligibility criteria to avoid rejection. credit card.

Eligibility criteria

Keep your debt-to-income ratio low to increase your chances of approval. credit card.

Debt-to-income ratio

Understand the annual fees and compare them with other cards.credit card.

Annual fees

Compare interest rates and opt for lower rates.

Interest rates

Look for a card that offers rewards that suit your lifestyle and spending habits.

Rewards

Check for credit limit offered by the bank and choose the one that suits your needs.

Credit Limit

Be aware of hidden charges such as cash advance fees, late payment fees, etc.

Hidden charges

Check for good customer service provided by the card issuer.

Customer Service

Look for a balance transfer facility with lower interest rates.

Balance transfer facility

Choose cards that offer features such as cashback, discounts, etc.

Card features

Read the terms and conditions carefully before applying for a credit card.

Terms and Conditions

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